Welcome to Kevin Smith Insurance Services
Texas’s #1 Specialized Insurance Agent for Garage Liability & Dealer Bonds

Kevin Smith Insurance Agency has been writing Garage Liability in Texas for nearly 30 years. During this time we've grown to over 2,500 used car dealerships and one of the largest providers of Garage Liability Insurance in the state.

We represent one of the largest insurance companies in the world which also happens to be the largest writer of new & used car dealerships in the U.S. As you are aware, coverage for the new car dealerships can be much broader than for the used car dealerships. However, our carrier offers used car dealerships the same policy benefits. I've listed below a few of the coverage available and I believe you will agree there is no other carrier providing such coverage.

  • Coverage is defined anywhere in United States, it's territories, and Canada.
  • No radius limit... You can go anywhere.
  • No maximum value on any one unit. ..... Most carrier's limit is 25-50k per unit.
  • Carrier does not penalize you by asking for inventory list. Claims are paid without hassle of proving inventory amounts.
  • Spot deliveries are covered.
  • Loaner cars are covered.
  • Coverage is provided for autos, motorcycles and watercraft and while in transit. Multiple locations do not have set limits, blanket coverage applies ... You do not have to specify a certain inventory value at any one location.
  • Drive other car is provided ... coverage is provided in any auto.
  • False pretense is covered ... Theft of an unaccompanied test drive or false check.
  • Umbrellas offered for as little as $700 per million.
  • Catastrophic Loss ... Hail, Flood-Major loss team responds. Claims are normally paid within 36 hours. Checks are written on site.
  • Company finances the policy with 25% down and charges NO interest!
  • Garage Liability & Dealers Open Lot rates as low as $1,000.

If this sounds like something you would be interested in, please give us a call. We have multiple carriers that give us the best coverage to fit your needs. No dealer is too large or too small for us to handle.

Call us today! 800-687-3236

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